Virginia Renters Insurance

We offer affordable renters insurance policies that
have flexibility to meet your individual needs and
above all, provide you with the security that comes
only from the knowledge that your home is safe. If
you live in an apartment or a rented house, a Virginia
renters insurance policy covers you and your
possessions. A standard renters insurance policy
protects your personal property in many cases of
theft or damage, and may pay for temporary living
expenses if your rental is damaged so seriously you
can't live in it. It can also protect you from personal
liability.

The standard Virginia renters insurance policy
covers the actual cash value of personal property.
Payments are based on the replacement cost of the
property minus a deduction for physical depreciation
and obsolescence. If you add replacement cost
coverage (for an additional premium), the insurance
company will pay one of the two amounts below,
whichever is lower?

1. The cost to replace the property with a similar
type and quality of property without a deduction for
depreciation.

2. The full cost to repair at the time of the loss.

Virginia renters insurance policy is a popular form of
personal insurance and usually contains four sections:
C, D, E, and F:

Coverage C - protects your personal property, (e.g.
furniture, CDs, stereo and clothes). You choose a
dollar amount limit (what you think your possessions
are worth) when you purchase a Virginia renters
insurance policy.

Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of
your personal property limit.

Coverage E - covers your personal liability claims and suits for bodily
injury or property damage. You choose this limit when you purchase the
Virginia renters insurance policy.

Coverage F - pays for medical expenses for minor injuries to others
even if you were not at fault. The policy normally includes limits of $1,000
per person.

A Virginia renters insurance policy covers "named perils" listed on your
policy and usually include the following:

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or
sleet, Accidental discharge or overflow of water or steam, Sudden and
accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden
and accidental damage from artificially generated electrical current ,
Volcanic eruptions (doesn't include earthquake or tremors)

Click on the link below to fill out a secure quote request form for a
Virginia Renters Insurance policy that will provide excellent insurance
coverage at an affordable cost. Or you can speak with our Virginia
Renters Insurance agent specialist at (804) 706-1766 to discuss the
policy features in more detail.

Click here to fill out a

Virginia Renters Insurance

policy quote request form

We are a full-service Chester, VA insurance agency offering affordable
Virginia renters insurance policy premiums in the following cities and
counties: Richmond, Petersburg, Chesterfield, Centralia, Colonial Heights,
Kingsland, Bensley, Varina, Midlothian, Bon Air, Montrose, Hopewell,
Matoaca, Ettrick, Prince George, New Bohemia, Sandston, Fair Oaks,
Highland Springs, Lakeside, Mechanicsville, Laurel, Short Pump, Glen
Allen, Greendale, Atlee, Winterpock, Adkins Store, Garysville, Burrowsville,
Brandon, Savedge, Disputania, Carson, Sutherland, Five Forks, Moseley,
Stott, Flat Rock, Roxbury, Tallysville, Studley, Ashland, Rockville, Manakin,
Elmont, Hanover, Crozier, Prince George County, Dinwiddie County,
Charles City County, Powhatan County, New Kent County, Hanover
County, Henrico County, and Chesterfield County, VA.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.

We will shop for you so you don't have to!

Virginia Website Builder & Managed

by InsuranceWebsiteServices.com

All Coverage Insurance

Richmond, Virginia Area

Renters Insurance

ABOUT US

PERSONAL INSURANCE

BUSINESS INSURANCE

[ HOME ]

Answer a few questions and
we will provide you with a
quote by email or phone.
Choose the Virginia insurance
coverage you're interested in
from the menu above.