Virginia Motorcycle Insurance Information
The value of good motorcycle insurance often doesn't
become apparent until you really need it. Whether it's a
minor fender bender or a more substantial accident, it
pays to have Virginia motorcycle insurance coverage
you can count on.
Let our experienced Virginia Motorcycle Insurance
policy specialist explain the different Liability limits,
Comprehensive, Collision, UninsuredMotorist, Medical
coverages, and deductibles that are available for you
to choose from. We offer affordable motorcycle
insurance policies from a leader in the insurance
industry. This means more stable premiums and none
of those 15% increases after the first year.
Learn more about Virginia Motorcycle Insurance
policy coverage options below!
Click on the link below to fill out a secure quote request form for a Virginia
Motorcycle Insurance policy that will provide excellent motorcycle
insurance coverage at an affordable cost. Or you can speak with one of
our Virginia Motorcycle Insurance agent specialists at (804) 706-1766 to
discuss the policy features in more detail.
Underinsured Motorist Bodily Injury Coverage
This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient auto or motorcycle insurance
coverage. The motorcycle insurance coverage typically pays the difference
between the coverage limit you select and the other driver's bodily injury coverage
limit. This is not a required motorcycle insurance coverage in Virginia.
Underinsured Motorist Property Damage Coverage
Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the
difference between the coverage limit you select and the other driver's property
damage coverage limit. This is not a required Virginia motorcycle coverage.
Click on the link below to fill out a secure quote request form for a Virginia Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at an
affordable cost. Or you can speak with one of our Virginia Motorcycle Insurance
specialists at (804) 706-1766 to discuss the policy features.
We are a full-service Chester, VA insurance agency offering affordable Virginia
motorcycle insurance policy premiums in the following cities and counties:
Richmond, Petersburg, Chesterfield, Centralia, Colonial Heights, Kingsland, Bensley,
Varina, Midlothian, Bon Air, Montrose, Hopewell, Matoaca, Ettrick, Prince George,
New Bohemia, Sandston, Fair Oaks, Highland Springs, Lakeside, Mechanicsville,
Laurel, Short Pump, Glen Allen, Greendale, Atlee, Winterpock, Adkins Store,
Garysville, Burrowsville, Brandon, Savedge, Disputania, Carson, Sutherland, Five
Forks, Moseley, Stott, Flat Rock, Roxbury, Tallysville, Studley, Ashland, Rockville,
Manakin, Elmont, Hanover, Crozier, Prince George County, Dinwiddie County,
Charles City County, Powhatan County, New Kent County, Hanover County, Henrico
County, and Chesterfield County, VA.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage
available for purchase in Virginia is 25/50 and is explained in detail below. However,
we recommend that you choose liability insurance coverage amounts that are much
higher than the Virginia minimums listed below. Contact us at (804) 706-1766 to
discuss what liability coverage amounts you require to meet your family and
personal needs.
Virginia Liability Coverage limits explanation:
25/50/20 25=$25,000 - 50=$50,000 - 20=$20,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle
insurance coverage. The minimum coverage amount in Virginia is $20,000.
Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims
against this coverage include all reasonable hospital, surgical, chiropractor, X-ray,
dental, professional nursing, prosthetic, and funeral expenses. It will also cover you
or members of your family if you are hit by a car when you are walking or if you are
riding on another motorcycle. This coverage will pay for your medical and funeral
expenses even if you cause the accident. The coverage is often limited to medical
care you get in the first one, two, or three years after the accident and is limited to a
specific dollar amount. This is not a required Virginia Motorcycle Insurance coverage.
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any)
before the motorcycle insurance policy pays. The higher the deductible you choose,
the lower the collision coverage cost within the Virginia Motorcycle Insurance policy.
Virginia Motorcycle Insurance FAQ
Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before the
motorcycle insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the Virginia Motorcycle Insurance policy.
Virginia Motorcycle Insurance FAQ
Virginia Motorcycle Insurance FAQ
Virginia Motorcycle Insurance FAQ
Example of uninsured motorist limits:
Virginia Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is a required
coverage for Motorcycle Insurance in Virginia. Contact us to discuss what
uninsured coverage amounts you require to meet your family and personal needs.
This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages.
Virginia Motorcycle Insurance FAQ
Virginia Motorcycle Insurance Information
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11950 Ironbridge Plaza
Chester, Virginia 23836
Chesterfield County, VA
(804) 706-1766
Fax: (804) 706-1013
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