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Virginia Boat Insurance Information
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The value of quality boat insurance often doesn't
become apparent until you really need it. Whether it's a minor dent or a more substantial accident, it pays to have Virginia boat insurance coverage you can count on. |
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Let our experienced Virginia boat insurance specialist
explain the different Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical coverages, and deductibles that are available for you to choose from. We offer affordable boat insurance policies from a leader in the insurance industry. |
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Learn more about Virginia Boat Insurance
coverage options below! |
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Click on the link below to fill out a secure quote request
form for a Virginia Boat Insurance policy that will provide excellent insurance coverage for your boat at an affordable cost. Or you can speak with our Virginia Boat Insurance agent specialist at (804) 706-1766 to discuss the policy features in more detail. |
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We are a full-service Chester, VA insurance agency offering affordable Virginia
boat insurance policy premiums in the following cities and counties: Richmond, Petersburg, Chesterfield, Centralia, Colonial Heights, Kingsland, Bensley, Varina, Midlothian, Bon Air, Montrose, Hopewell, Matoaca, Ettrick, Prince George, New Bohemia, Sandston, Fair Oaks, Highland Springs, Lakeside, Mechanicsville, Laurel, Short Pump, Glen Allen, Greendale, Atlee, Winterpock, Adkins Store, Garysville, Burrowsville, Brandon, Savedge, Disputania, Carson, Sutherland, Five Forks, Moseley, Stott, Flat Rock, Roxbury, Tallysville, Studley, Ashland, Rockville, Manakin, Elmont, Hanover, Crozier, Prince George County, Dinwiddie County, Charles City County, Powhatan County, New Kent County, Hanover County, Henrico County, and Chesterfield County, VA. |
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Covers damage caused to the owners boat from a collision caused by another boat,
vehicle, or other object. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the Virginia boat insurance policy. |
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Virginia Boat Insurance Info
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the Virginia boat insurance policy. |
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Virginia Boat Insurance Info
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Virginia Boat Insurance Info
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Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in Virginia is 25/50 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are higher than the Virginia minimums listed below. Contact us at (804) 706-1766 to discuss what liability coverage amounts you require to meet your needs. |
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25/50/20 25=$25,000 - 50=$50,000 - 20=$20,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum required coverage amount in Virginia is $20,000. |
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Bodily Injury Liability
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Property Damage Liability
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Virginia Liability Coverage limits explanation:
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Virginia Boat Insurance Info
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80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident. |
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Benefits Provided:
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Virginia Boat Insurance Info
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100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an accident.
Second number = uninsured boater maximum for all injuries in one accident.
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Example of Uninsured limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no liability insurance. This is a required coverage for Virginia Boat Insurance. Contact us to discuss what uninsured coverage amounts you require to meet your family or personal needs. |
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Virginia does not require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in a boat accident regardless of who caused the accident. |
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We will shop for you so you don't have to!
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All Coverage Insurance
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Richmond, Virginia Area
Boat Insurance
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Answer a few questions and
we will provide you with a quote by email or phone. Choose the Virginia insurance coverage you're interested in from the menu above. |
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All Coverage Insurance
11950 Ironbridge Plaza
Chester, Virginia 23836
Chesterfield County, VA
(804) 706-1766
Fax: (804) 706-1013
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Virginia
Personal Insurance
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Boat Insurance
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