Business Owners Insurance Richmond Virginia

Virginia Business Owners Insurance

Businesses can bundle property and liability coverage
into a Business Owners Insurance Policy that allows
your business to obtain broad coverage with affordable
premiums. Business Owners Insurance is usually the
first step for small businesses looking to get basic
property and liability coverage and is a comprehensive
and affordable insurance package for small or medium
sized businesses.

To qualify for Business Owners Insurance Policies, a
company should have 100 or fewer employees, and
annual revenues should be less than $1 million.
Virginia Business Owners Insurance will typically
provide reimbursement for up to a year of lost revenue
resulting from an insured property loss.

Some businesses may find Virginia Business Owners
Insurance coverage limits to be too low or may not like
the lack of flexibility on options like coinsurance.
However, what the Virginia Business Owners
Insurance policy lacks in flexibility it usually makes up
for with lower premiums for your business.

Property Insurance Coverage

Virginia Business Owners Insurance offers named
perils or all risk insurance coverage, similiar to
general property insurance coverages. Enhancement
endorsements are available at little or no cost to
extend coverage to your accounts receivable,
valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including
software, money and securities, off premises power
failure and spoilage of food products, backup of
sewers and drains.

Liability Insurance Coverage

While similiar to Commercial General Liability Insurance, the liability part
of a Virginia Business Owners Insurance policy offers less flexibility in
determining your coverage limits for particular claims. Optional limits of
$300,000, $500,000 or $1,000,000 are available. Personal injury,
products liability, fire legal liability and premises medical payments are
included. Also, Business Owners Insurance does not include
professional liability insurance.

Interruption Insurance Coverage

Business Interruption Insurance is usually included in Business Owners
Insurance policies and covers lost income and expenses incurred when
a company suffers disaster related damage. Ongoing operating
expenses that continue even if business is suspended, such as payroll,
are also covered.

Click on the link below to fill out a secure quote request form for a Virginia
business owners insurance policy that regardless of whether you're a
small contractor, large employer or a small business owner, will provide
exceptional insurance coverage for your business at an affordable cost.
Or you can speak with one of our Virginia Business Owners Insurance
(BOP) specialists at (804) 706-1766 to discuss the policy features in
more detail.

Click here to fill out an

Virginia Business Owners Insurance

quote request form

We are a full-service Chester, VA insurance agency offering
comprehensive Virginia business owners (BOP) insurance plans to
businesses in the following cities and counties: Richmond, Petersburg,
Chesterfield, Centralia, Colonial Heights, Kingsland, Bensley, Varina,
Midlothian, Bon Air, Montrose, Hopewell, Matoaca, Ettrick, Prince George,
New Bohemia, Sandston, Fair Oaks, Highland Springs, Lakeside,
Mechanicsville, Laurel, Short Pump, Glen Allen, Greendale, Atlee,
Winterpock, Adkins Store, Garysville, Burrowsville, Brandon, Savedge,
Disputania, Carson, Sutherland, Five Forks, Moseley, Stott, Flat Rock,
Roxbury, Tallysville, Studley, Ashland, Rockville, Manakin, Elmont,
Hanover, Crozier, Prince George County, Dinwiddie County, Charles City
County, Powhatan County, New Kent County, Hanover County, Henrico
County, and Chesterfield County, VA.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.

Virginia Business Owners (BOP) Insurance Information

We will shop for you so you don't have to!

Website Builder & Maintained by InsuranceWebsiteServices.com

All Coverage Insurance

Richmond, Virginia Area

Business Owners Insurance

ABOUT US

PERSONAL INSURANCE

BUSINESS INSURANCE

[ HOME ]

Answer a few questions and
we will provide you with a
quote by email or phone.
Choose the Virginia insurance
coverage you're interested in
from the menu above.